What to Know About Road Traffic Accident Compensation Claim

By Steven Harrison


Mishaps can be hard, more so, if you do not know what the next move should be. A mental picture of what to do is therefore vital. Following the right path and doing the right thing after a mishap can be the difference between succeeding or failing in your road traffic accident compensation claim.

You need to obtain information from a third party if any. If the mishap involved more than one motor vehicle, it is important that you take personal information from the other driver. You need to take a note of their name, driver's license number, contact details, the insurance company covering them and their car's plate number.

Claims are awarded in regards to evidence and photographs can be very good evidence. If you have a phone or a camera, you might need to take some snaps of the scene. Make sure that the damaged potion of your car is vividly shown in the photos.

Take information from any witness or witnesses around. If there is any eye witness present at the scene, you should collect their information. This includes their names and contacts. You could need them to back your story. Sometimes, a decision on a claim can easily rest on what they say.

File a police report. If is important that you call the law enforcement agency and notify them of the traffic mishap. The cops will then furnish you with a police report which is basically an overview of what exactly happened. You can ask for a copy of the statement which you will keep; you could need for future references.

Call the insurance firm as soon as possible. Most companies might send someone to evaluate the accident. Not notifying your insurer of what just happened as soon as humanly possible in never a good idea. Most firms have a grace period within which you must contact them; failing to contact them within this period can easily complicate your road traffic accident compensation claim.




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