Depending on your Credit Card Issuer, you may have several types of insurance available with different names and functions.
However, following is a list of the most common insurance programs available and a brief explanation of each one.
While the names may be different, the main idea remains unchanged.
Don't waste a moment's more time - if you believe that any of the events below are happening to you, contact your credit card issuer and notify them that yes, the unthinkable has happened and you believe you might be covered by the policy, thus your earnest request for assistance.
Purchase Safety Insurance As long as the refund request is pursuant to the terms and conditions stipulated by your insurance policy, you can contact your credit card issuer once the merchandise you purchase with your credit card is either lost or stolen in the mail or damaged.
The reimbursement may be in part or in full, and also applies (and is especially applicable) if you have purchased home appliances - these items are particularly susceptible to accidents or damage, and you can make use of your credit card insurance even if your home insurance policy also protects you against these events.
Theft Insurance As long as you call your credit card issuer immediately after you loose or get your card stolen, the credit card company will block the card and not charge you for any purchase made after the theft or reimburse you the money if the purchase has already been processed.
Bear in mind also, that not only should you report the robbery due to the insurance but because it is also a legal duty.
Fraud Insurance Protection Over the past few years, identity theft has become a clear and present danger for credit card consumers, who are quick to shy away from a provider without such protection. The moment you notice somebody has made purchases on your card that you did not make or agree to, or used your identity in any other unscrupulous manner, notify your credit card issuer immediately so they can mark those charges as unauthorized.
The money will be placed on hold till the problem is solved and any payment processed will be reimbursed if the fraud is confirmed.
Travel annulment Insurance You would want to be covered if you have plane tickets and/or a hotel reservation and an act of God or similar circumstance leaves you without a choice but to suspend or cancel your reservation. Some of the examples of coverage under this insurance policy include a full or partial reimbursement, as well as an option to change your tourist-pack free of charge so that you can reschedule your vacation or business trip.
Travel Accident Insurance Last, but not least, this insurance will cover any accidents or even death during your travels. Though it may be better to segregate death, as this would transform this type insurance into sort of a death insurance policy.
In case of an accident, all your costs, including medical bills, transportation, phone calls, medicine, etc will be fully covered by the insurance company.
However, following is a list of the most common insurance programs available and a brief explanation of each one.
While the names may be different, the main idea remains unchanged.
Don't waste a moment's more time - if you believe that any of the events below are happening to you, contact your credit card issuer and notify them that yes, the unthinkable has happened and you believe you might be covered by the policy, thus your earnest request for assistance.
Purchase Safety Insurance As long as the refund request is pursuant to the terms and conditions stipulated by your insurance policy, you can contact your credit card issuer once the merchandise you purchase with your credit card is either lost or stolen in the mail or damaged.
The reimbursement may be in part or in full, and also applies (and is especially applicable) if you have purchased home appliances - these items are particularly susceptible to accidents or damage, and you can make use of your credit card insurance even if your home insurance policy also protects you against these events.
Theft Insurance As long as you call your credit card issuer immediately after you loose or get your card stolen, the credit card company will block the card and not charge you for any purchase made after the theft or reimburse you the money if the purchase has already been processed.
Bear in mind also, that not only should you report the robbery due to the insurance but because it is also a legal duty.
Fraud Insurance Protection Over the past few years, identity theft has become a clear and present danger for credit card consumers, who are quick to shy away from a provider without such protection. The moment you notice somebody has made purchases on your card that you did not make or agree to, or used your identity in any other unscrupulous manner, notify your credit card issuer immediately so they can mark those charges as unauthorized.
The money will be placed on hold till the problem is solved and any payment processed will be reimbursed if the fraud is confirmed.
Travel annulment Insurance You would want to be covered if you have plane tickets and/or a hotel reservation and an act of God or similar circumstance leaves you without a choice but to suspend or cancel your reservation. Some of the examples of coverage under this insurance policy include a full or partial reimbursement, as well as an option to change your tourist-pack free of charge so that you can reschedule your vacation or business trip.
Travel Accident Insurance Last, but not least, this insurance will cover any accidents or even death during your travels. Though it may be better to segregate death, as this would transform this type insurance into sort of a death insurance policy.
In case of an accident, all your costs, including medical bills, transportation, phone calls, medicine, etc will be fully covered by the insurance company.
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