Dallas Auto Insurance Rates

By Jane Park


In Dallas auto insurance rates will vary depending on the kind of car you drive, the types and amounts of coverage desired, the agent you choose, or which insurance company you choose. You might be able to lower your insurances costs, however.

Even the same coverage can cost differently at different companies and different agents. So, it is imperative that you comparison shop for Dallas Auto insurance to get the best rates possible. Or even better check out online insurance agencies or sites to get quotes for low prices.

Call your family and friends and have them relate their particular experiences with their Dallas auto insurance companies. A company with poor service is not what should be at the top of your list, regardless of their price quotes.

You may also wish to consider higher deductibles on collision and comprehensive, known as fire and theft coverage. By increasing the deductible, which is the amount you'll pay before the insurance is responsible to pay, you may be able to considerably reduce your insurance premiums.

If you already have medical insurance, excluding medical coverage can save your money also. Personal Injury Protection can be waved. Personal Injury Protection covers medical bills and up to 80% of your lost wages. Depending on your medical insurance, PIP might be necessary, but it is one avenue to save money.

Other things to consider is, when your car does not retain value, not having collision or comprehensive coverage is an option. But you will still need a liability insurance to cover the other drivers personal injury or property damage coverages. Ask for other Dallas Auto insurance discounts. Multiple cars, or having homeowners insurance can save you money with the same insurance company.




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